Confused about ""Teaser Rates"", maximum annual interest rate increases and maximum interest rate for the term of the loan? This program is a version of a variable rate mortgage loan. Itwill run under Win 95, 98, Me, NT4, XP & 2000. This program demonstrates the worst-case scenario of a variable rate loan. This program also allows for an analysis of the effect of different loan rates applied over the length of the loan.

Genetica Viewer is a free seamless texture rendering application for textures saved in Genetica's powerful texture format. Renders at resolutions up to 3,000 x 3,000. Renders effect maps for use with any channel supported by your 3D environment, including bump and specular. Genetica Viewer can adjust textures in various ways, such as re-randomizing, zooming, and color adjustments. Comes with hundreds of royalty-free textures.

seamless texture texture rendering texture format unprecedented flexibility

If you use Google Earth to prepare for your Geocaching trips, then you'll know that it's often difficult to find the right caches and to see which ones you already visited. This program makes it easier by preparing your GPX files for Google Earth. Now you can see which caches you've already visited, which ones are out-of-order and which ones you own. Requires GPX files with the cache information.

Instead of taking the list of addresses and mailing in one go, Mail*Wiz individually formats each message, using the recipient's address, and personal name if given, and sends it. While this makes the delivery a slow process, and hence unsuitable for very large mailing lists, for any site that has a relatively small mailing list (say less than 1,000) this utility offers a very effective and time-saving alternative to normal mailing.

Scheduling Preventive Maintenance is an essential element of any maintenance management. PM Master makes it quick and easy.It can be used to plan small or large projects for maintenance departments,engineering departments or even to schedule your car maintenance.Also prints Work Orders.

AXMEDIS P2P client, a very easy to use P2P bittorrent client, joint the network with cross media content and tools, audio, video, animations and tools from axmedis partners: VRS, AFI, TISCALI, GIUNTI, XIM, BBC, etc. The AXMEDIS AXEPTOOl also proviedes query and searching capabilities.

The program has a very basic but very useful features that is very helpful especially when your files are locked by a system utility or any other program that prevents you from changing them. Have you ever faced a problem on moving, renaming or deleting files that are locked by your system? If this is true in your case then, look no further MoveOnBoot is the best solution for you.

A beautiful collection of hand-painted, children-safe screen savers (now interactive!). Part of the Ghost Forest site, presenting the book with the same name. For more information, please visit www.ghostforest.com